
{"id":140803,"date":"2023-12-12T09:52:14","date_gmt":"2023-12-12T00:52:14","guid":{"rendered":"https:\/\/usa.staging1.rb2.readybaby.net\/?p=140803"},"modified":"2023-12-12T12:50:42","modified_gmt":"2023-12-12T03:50:42","slug":"basic-fha-insured-home-mortgage-2","status":"publish","type":"post","link":"https:\/\/usa.readybaby.net\/2023\/12\/12\/basic-fha-insured-home-mortgage-2\/","title":{"rendered":"Basic FHA Insured Home Mortgage"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">What is Basic FHA Insured Home Mortgage?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>This program can help individuals buy a single family home. While U.S. Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home, Federal Housing Administration (FHA) approved lenders make loans through a number of FHA-insurance programs.See less<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who is eligible for Basic FHA Insured Home Mortgage?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Home buyers or current homeowners who intend to live in the home and are able to meet the cash investment, the mortgage payments, eligibility and credit requirements, can apply for a home mortgage loan through an FHA-approved lender.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What are the loan terms for Basic FHA Insured Home Mortgage?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Please contact an FHA-approved lender for loan term information.To find an approved lender, please visit:<br><a href=\"https:\/\/www.hud.gov\/program_offices\/housing\/sfh\/lender\/lenderlist\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.hud.gov\/program_offices\/housing\/sfh\/lender\/lenderlist<\/a><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th scope=\"row\">Max Loan Length<\/th><td>30 years<\/td><\/tr><tr><th scope=\"row\">Interest Rate<\/th><td>Market<\/td><\/tr><tr><th scope=\"row\">Max Loan Amount<\/th><td>Based on area loan limit<\/td><\/tr><tr><th scope=\"row\">Payment Frequency<\/th><td>Monthly<\/td><\/tr><tr><th scope=\"row\">Prepayment Penalties<\/th><td>Not permitted<\/td><\/tr><tr><th scope=\"row\">Max Loan Length<\/th><td>Varies<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">How do I apply for Basic FHA Insured Home Mortgage?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>To obtain an FHA insured mortgage, contact an FHA-approved lender:<br><a href=\"https:\/\/www.hud.gov\/program_offices\/housing\/sfh\/lender\/lenderlist\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.hud.gov\/program_offices\/housing\/sfh\/lender\/lenderlist<\/a><\/p>\n\n\n\n<p><a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https:\/\/www.hud.gov\/program_offices\/housing\/sfh\/lender\/lenderlist\">Application Information<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How can I contact someone?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>To read more about the home buying process, go to:<br><a href=\"http:\/\/portal.hud.gov\/hudportal\/HUD?src=\/program_offices\/housing\/sfh\/ins\/203b--df\" target=\"_blank\" rel=\"noreferrer noopener\">http:\/\/portal.hud.gov\/hudportal\/HUD?src=\/program_offices\/housing\/sfh\/ins\/203b&#8211;df<\/a><\/p>\n\n\n\n<p>To contact a HUD Housing Counseling agency, go to:<br><a href=\"http:\/\/www.hud.gov\/counseling\/\" target=\"_blank\" rel=\"noreferrer noopener\">http:\/\/www.hud.gov\/counseling\/<\/a><\/p>\n\n\n\n<p>To contact the Federal Housing Administration (FHA), please use one of the following methods:<br><br>Visit:<br><a href=\"http:\/\/portal.hud.gov\/hudportal\/HUD?src=\/program_offices\/housing\/sfh\/fharesourcectr\" target=\"_blank\" rel=\"noreferrer noopener\">The FHA Resource Center<\/a><br><br>Write to:<br>U.S. Department of Housing and Urban Development<br>Federal Housing Administration<br>451 Seventh St., SW<br>Washington, D.C. 20410<br><br>Call:<br>1-800-CALL-FHA (1-800-225-5342) or via Federal Information Relay Service (w\/TTY): 1-800-877-8339<br><br>Email:<br><a href=\"mailto:answers@hud.gov\" target=\"_blank\" rel=\"noreferrer noopener\">answers@hud.gov<\/a><\/p>\n\n\n\n<p>1-800-225-5342<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-text-align-right\">(benefits.gov)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is Basic FHA Insured Home Mortgage? This program can help individuals buy a single family home. While U.S. Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home, Federal Housing Administration (FHA) approved lenders make loans through a number of FHA-insurance programs.See less Who is eligible for Basic [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":140879,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ep_exclude_from_search":false,"footnotes":""},"categories":[493,386],"tags":[],"acf":{"category0":"0","password":"null","startDate":"null","endDate":"null","authMethod":"","cashReward":"","goodsReward":"","authCount":"","completeAuthCount":"0","sponsor":"[]","copiedCount":"","toss_id":"\"\"","kakao_url":"\"\""},"aioseo_notices":[],"featured_image_urls":{"full":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/sites\/4\/2023\/12\/5-2.jpg",1024,1024,false],"thumbnail":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/sites\/4\/2023\/12\/5-2-150x150.jpg",150,150,true],"medium":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/sites\/4\/2023\/12\/5-2-600x600.jpg",600,600,true],"medium_large":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/sites\/4\/2023\/12\/5-2-768x768.jpg",768,768,true],"large":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/sites\/4\/2023\/12\/5-2.jpg",1024,1024,false],"1536x1536":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/sites\/4\/2023\/12\/5-2.jpg",1024,1024,false],"2048x2048":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/sites\/4\/2023\/12\/5-2.jpg",1024,1024,false],"gamipress-points":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/sites\/4\/2023\/12\/5-2-50x50.jpg",50,50,true],"gamipress-achievement":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/sites\/4\/2023\/12\/5-2-100x100.jpg",100,100,true],"gamipress-rank":["https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/sites\/4\/2023\/12\/s45La8c0-5-2-100x100.jpg",100,100,true]},"post_excerpt_stackable":"<p>What is Basic FHA Insured Home Mortgage? This program can help individuals buy a single family home. While U.S. Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home, Federal Housing Administration (FHA) approved lenders make loans through a number of FHA-insurance programs.See less Who is eligible for Basic FHA Insured Home Mortgage? Home buyers or current homeowners who intend to live in the home and are able to meet the cash investment, the mortgage payments, eligibility and credit requirements, can apply for a home mortgage loan through an FHA-approved lender. What are the&hellip;<\/p>\n","category_list":"<a href=\"https:\/\/usa.readybaby.net\/category\/government-policy2\/\" rel=\"category tag\">Government policy<\/a>, <a href=\"https:\/\/usa.readybaby.net\/category\/government-policy2\/life_stability\/\" rel=\"category tag\">Life stability<\/a>","author_info":{"name":"readybaby-admin","url":"https:\/\/usa.readybaby.net\/author\/epicmobile\/"},"comments_num":"0 comments","jetpack_featured_media_url":"https:\/\/rb-wp-prod.sfo3.cdn.digitaloceanspaces.com\/sites\/4\/2023\/12\/5-2.jpg","amp_enabled":true,"_links":{"self":[{"href":"https:\/\/usa.readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/posts\/140803"}],"collection":[{"href":"https:\/\/usa.readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usa.readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usa.readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/usa.readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/comments?post=140803"}],"version-history":[{"count":0,"href":"https:\/\/usa.readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/posts\/140803\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/usa.readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/media\/140879"}],"wp:attachment":[{"href":"https:\/\/usa.readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/media?parent=140803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usa.readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/categories?post=140803"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usa.readybaby.net\/wp-json_dpvldkdl\/wp\/v2\/tags?post=140803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}